Apple Inc.

AAPL

Quality scores

Data as of Sep 5, 2026

8 / 9

Strong

8/9 — SOLID fundamentals (high quality).

PassROA > 0 — ROA last year = 31.18 %
PassFCF > 0 — FCF last year = 98,767.00 mill.
FailFCF > net income (accrual quality) — FCF 98,767.00 vs. net income 112,010.00 (mill.)
PassRising ROA — ROA 31.18 % vs. prior year 25.68 %

PassLower long-term leverage — long-term debt/assets 0.22 vs. prior 0.23
PassRising current ratio (more liquidity) — Current ratio 0.89 vs. prior 0.87
PassNo dilution (shares do not grow) — Shares 14,773.26 mill. vs. prior 15,116.79 mill.

Z-Score (original)

12.24

Safe zone

Z''-Score (non-manufacturing)

5.56

Safe zone

Ratio	Value
X1 — Working capital / Total assets	-0.05
X2 — Retained earnings / Total assets	-0.04
X3 — EBIT / Total assets	0.37
X4 — Market cap / Total liabilities	16.62
X4 — Book equity / Total liabilities	0.26
X5 — Sales / Total assets	1.16