ARCH CAPITAL GROUP LTD. (ACGL) closed fiscal year 2025 with a gross margin of 53.0 % and a net margin of 22.1 %.
ARCH CAPITAL GROUP LTD. (ACGL) closed fiscal year 2025 with a gross margin of 53.0 % and a net margin of 22.1 %. The same year shows an EBIT margin of 25.7 %. The free cash flow margin was 30.7 %. Against the previous year the gross margin moved +0.8 pp and the net margin −2.7 pp. Across the period the gross margin ranges between 37.7 % in 2008 and 54.8 % in 2019. The series covers 18 fiscal years, from 2008 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 37.69 % | 52.75 % | 53.22 % | 43.60 % | 46.55 % | 52.37 % | 51.88 % | 47.90 % | 51.03 % | 47.27 % | 46.98 % | 54.76 % | 44.88 % | 50.42 % | 47.70 % | 54.19 % | 52.17 % | 52.98 % |
| EBITDA margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBIT margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 16.83 % | 25.80 % | 26.46 % | 25.73 % |
| Net margin (%) | 9.81 % | 25.04 % | 25.98 % | 14.24 % | 17.04 % | 20.13 % | 20.92 % | 13.66 % | 15.52 % | 11.00 % | 13.91 % | 23.63 % | 16.52 % | 23.32 % | 15.35 % | 32.59 % | 24.72 % | 22.07 % |
| FCF margin (%) | 38.07 % | 27.79 % | 24.36 % | 27.65 % | 25.93 % | 23.63 % | 25.50 % | 24.95 % | 30.52 % | 19.05 % | 28.06 % | 29.03 % | 33.46 % | 36.59 % | 39.18 % | 41.79 % | 37.97 % | 30.75 % |
