ASSURANT, INC. (AIZ) closed fiscal year 2025 with a gross margin of 77.2 % and a net margin of 6.8 %.
ASSURANT, INC. (AIZ) closed fiscal year 2025 with a gross margin of 77.2 % and a net margin of 6.8 %. The same year shows an EBIT margin of 9.3 %. The free cash flow margin was 12.5 %. Against the previous year the gross margin moved +0.4 pp and the net margin +0.4 pp. Across the period the gross margin ranges between 53.3 % in 2008 and 78.4 % in 2021. The series covers 19 fiscal years, from 2007 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 56.08 % | 53.27 % | 55.54 % | 57.36 % | 54.67 % | 57.04 % | 59.38 % | 57.57 % | 54.07 % | 75.99 % | 70.84 % | 70.93 % | 75.07 % | 76.29 % | 78.39 % | 76.85 % | 77.35 % | 76.71 % | 77.15 % |
| EBITDA margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBIT margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 4.50 % | 8.22 % | 8.71 % | 9.34 % |
| Net margin (%) | 7.73 % | 5.21 % | 4.95 % | 3.27 % | 6.51 % | 5.69 % | 5.40 % | 4.54 % | 1.37 % | 7.51 % | 8.10 % | 3.12 % | 4.00 % | 4.59 % | 13.37 % | 2.71 % | 5.77 % | 6.40 % | 6.81 % |
| FCF margin (%) | 13.54 % | 10.96 % | 2.46 % | 5.74 % | 9.91 % | 7.33 % | 10.78 % | 2.99 % | 1.11 % | 0.31 % | 7.30 % | 7.12 % | 13.62 % | 12.72 % | 5.83 % | 4.03 % | 8.40 % | 9.36 % | 12.47 % |
