Chubb Ltd (CB) closed fiscal year 2025 with a gross margin of 55.1 % and a net margin of 17.4 %.
Chubb Ltd (CB) closed fiscal year 2025 with a gross margin of 55.1 % and a net margin of 17.4 %. The same year shows an EBIT margin of 23.2 %. The free cash flow margin was 21.6 %. Against the previous year the gross margin moved +1.7 pp and the net margin +0.7 pp. Across the period the gross margin ranges between 39.7 % in 2020 and 55.1 % in 2025. The series covers 19 fiscal years, from 2007 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 48.06 % | 44.23 % | 50.77 % | 52.65 % | 43.45 % | 46.18 % | 51.47 % | 49.67 % | 50.05 % | 48.99 % | 42.77 % | 44.78 % | 45.21 % | 39.68 % | 48.54 % | 47.63 % | 51.54 % | 53.33 % | 55.05 % |
| EBITDA margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBIT margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 16.37 % | 20.50 % | 21.88 % | 23.25 % |
| Net margin (%) | 18.21 % | 8.78 % | 16.91 % | 19.27 % | 9.15 % | 15.09 % | 19.51 % | 14.88 % | 14.93 % | 13.14 % | 11.97 % | 12.11 % | 13.03 % | 9.82 % | 20.86 % | 12.17 % | 18.15 % | 16.63 % | 17.36 % |
| FCF margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 26.12 % | 25.40 % | 29.02 % | 21.58 % |
