Cigna Group

Quality scores

Data as of Sep 5, 2026

7 / 9

Strong

7/9 — SOLID fundamentals (high quality).

PassROA > 0 — ROA last year = 3.77 %
PassFCF > 0 — FCF last year = 8,389.00 mill.
PassFCF > net income (accrual quality) — FCF 8,389.00 vs. net income 5,957.00 (mill.)
PassRising ROA — ROA 3.77 % vs. prior year 2.20 %

FailLower long-term leverage — long-term debt/assets 0.20 vs. prior 0.19
PassRising current ratio (more liquidity) — Current ratio 0.85 vs. prior 0.84
PassNo dilution (shares do not grow) — Shares 263.46 mill. vs. prior 273.79 mill.

Z-Score (original)

2.68

Grey zone

Z''-Score (non-manufacturing)

4.65

Safe zone

Ratio	Value
X1 — Working capital / Total assets	-0.05
X2 — Retained earnings / Total assets	0.30
X3 — EBIT / Total assets	0.06
X4 — Market cap / Total liabilities	0.64
X4 — Book equity / Total liabilities	0.36
X5 — Sales / Total assets	1.74