CINCINNATI FINANCIAL CORP (CINF) closed fiscal year 2025 with a gross margin of 47.4 % and a net margin of 18.9 %.
CINCINNATI FINANCIAL CORP (CINF) closed fiscal year 2025 with a gross margin of 47.4 % and a net margin of 18.9 %. The same year shows an EBIT margin of 24.0 %. The free cash flow margin was 24.5 %. Against the previous year the gross margin moved −2.0 pp and the net margin −1.3 pp. Across the period the gross margin ranges between 23.5 % in 2022 and 59.4 % in 2021. The series covers 18 fiscal years, from 2008 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 42.65 % | 42.56 % | 42.21 % | 33.63 % | 43.52 % | 44.71 % | 42.24 % | 45.39 % | 42.98 % | 40.86 % | 35.45 % | 54.09 % | 45.14 % | 59.39 % | 23.53 % | 47.33 % | 49.40 % | 47.43 % |
| EBITDA margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBIT margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -9.77 % | 23.27 % | 25.68 % | 24.01 % |
| Net margin (%) | 11.22 % | 11.07 % | 9.94 % | 4.31 % | 10.24 % | 11.41 % | 10.62 % | 12.33 % | 10.85 % | 18.23 % | 5.31 % | 25.20 % | 16.14 % | 30.83 % | -7.42 % | 18.41 % | 20.22 % | 18.95 % |
| FCF margin (%) | 11.72 % | 12.38 % | 13.63 % | 6.31 % | 15.37 % | 17.41 % | 17.47 % | 20.71 % | 20.22 % | 18.07 % | 21.47 % | 14.94 % | 19.52 % | 20.42 % | 31.04 % | 20.31 % | 23.17 % | 24.48 % |
