CORPAY, INC.

CPAY

Quality scores

Data as of Sep 5, 2026

6 / 9

Neutral

6/9 — middling fundamentals (neutral zone).

PassROA > 0 — ROA last year = 4.05 %
PassFCF > 0 — FCF last year = 1,299.15 mill.
PassFCF > net income (accrual quality) — FCF 1,299.15 vs. net income 1,069.83 (mill.)
FailRising ROA — ROA 4.05 % vs. prior year 5.59 %

Z-Score (original)

1.67

Distress zone

Z''-Score (non-manufacturing)

5.13

Safe zone

Ratio	Value
X1 — Working capital / Total assets	-0.01
X2 — Retained earnings / Total assets	0.39
X3 — EBIT / Total assets	0.08
X4 — Market cap / Total liabilities	1.20
X4 — Book equity / Total liabilities	0.18
X5 — Sales / Total assets	0.17