EQUIFAX INC

EFX

Quality scores

Data as of Sep 5, 2026

8 / 9

Strong

8/9 — SOLID fundamentals (high quality).

PassROA > 0 — ROA last year = 5.57 %
PassFCF > 0 — FCF last year = 1,134.30 mill.
PassFCF > net income (accrual quality) — FCF 1,134.30 vs. net income 660.30 (mill.)
PassRising ROA — ROA 5.57 % vs. prior year 5.14 %

PassLower long-term leverage — long-term debt/assets 0.34 vs. prior 0.37
FailRising current ratio (more liquidity) — Current ratio 0.60 vs. prior 0.75
PassNo dilution (shares do not grow) — Shares 120.40 mill. vs. prior 124.00 mill.

Z-Score (original)

3.33

Safe zone

Z''-Score (non-manufacturing)

5.81

Safe zone

Ratio	Value
X1 — Working capital / Total assets	-0.08
X2 — Retained earnings / Total assets	0.54
X3 — EBIT / Total assets	0.09
X4 — Market cap / Total liabilities	3.07
X4 — Book equity / Total liabilities	0.65
X5 — Sales / Total assets	0.51