GLOBE LIFE INC. (GL) closed fiscal year 2025 with a gross margin of 51.9 % and a net margin of 19.4 %.
GLOBE LIFE INC. (GL) closed fiscal year 2025 with a gross margin of 51.9 % and a net margin of 19.4 %. The same year shows an EBIT margin of 26.3 %. The free cash flow margin was 20.9 %. Against the previous year the gross margin moved +2.0 pp and the net margin +0.8 pp. Across the period the gross margin ranges between 43.6 % in 2008 and 51.9 % in 2025. The series covers 19 fiscal years, from 2007 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 45.44 % | 43.60 % | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 49.91 % | 51.88 % |
| EBITDA margin (%) | — | — | 22.84 % | 21.63 % | 21.88 % | 21.19 % | 21.82 % | 21.52 % | 20.83 % | 20.26 % | 20.03 % | 20.53 % | 20.67 % | 19.47 % | 24.40 % | 23.10 % | 23.61 % | — | — |
| EBIT margin (%) | — | — | 22.69 % | 21.45 % | 21.67 % | 20.99 % | 21.64 % | 21.32 % | 20.61 % | 20.01 % | 19.76 % | 20.23 % | 20.32 % | 19.11 % | 24.01 % | 22.70 % | 23.22 % | 25.16 % | 26.31 % |
| Net margin (%) | 15.13 % | 14.15 % | 13.00 % | 14.81 % | 14.72 % | 14.75 % | 15.12 % | 15.00 % | 14.00 % | 13.97 % | 35.00 % | 16.30 % | 16.80 % | 15.45 % | 20.17 % | 17.11 % | 17.82 % | 18.53 % | 19.37 % |
| FCF margin (%) | 23.69 % | 22.55 % | 31.13 % | 30.27 % | 25.29 % | 26.14 % | 31.71 % | 23.35 % | 28.76 % | 34.91 % | 33.90 % | 28.64 % | 29.19 % | 30.28 % | 27.38 % | 26.68 % | 26.30 % | 23.04 % | 20.92 % |
