Robinhood Markets, Inc.

HOOD

Quality scores

Data as of Sep 5, 2026

4 / 9

Neutral

4/9 — middling fundamentals (neutral zone).

PassROA > 0 — ROA last year = 4.94 %
PassFCF > 0 — FCF last year = 1,623.00 mill.
FailFCF > net income (accrual quality) — FCF 1,623.00 vs. net income 1,883.00 (mill.)
FailRising ROA — ROA 4.94 % vs. prior year 5.39 %

FailLower long-term leverage — total debt (approx.)/assets 0.30 vs. prior 0.28
FailRising current ratio (more liquidity) — Current ratio 1.26 vs. prior 1.39
FailNo dilution (shares do not grow) — Shares 918.78 mill. vs. prior 906.17 mill.

Test 5: no long-term debt breakdown; approximated with total debt / assets.

Z-Score (original)

2.38

Grey zone

Z''-Score (non-manufacturing)

5.06

Safe zone

Ratio	Value
X1 — Working capital / Total assets	0.20
X2 — Retained earnings / Total assets	-0.06
X3 — EBIT / Total assets	0.05
X4 — Market cap / Total liabilities	3.21
X4 — Book equity / Total liabilities	0.32
X5 — Sales / Total assets	0.12