HUMANA INC (HUM) closed fiscal year 2025 with a gross margin of 14.5 % and a net margin of 0.9 %.
HUMANA INC (HUM) closed fiscal year 2025 with a gross margin of 14.5 % and a net margin of 0.9 %. The same year shows an EBITDA margin of 2.7 % and an EBIT margin of 2.1 %. The free cash flow margin was 0.3 %. Against the previous year the gross margin moved +0.0 pp and the net margin −0.1 pp. Across the period the gross margin ranges between 14.5 % in 2024 and 21.7 % in 2011. The series covers 19 fiscal years, from 2007 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | 19.85 % | 18.10 % | 19.38 % | 19.29 % | 21.74 % | 20.81 % | 21.18 % | 21.31 % | 18.46 % | 17.23 % | 19.10 % | 19.38 % | 17.00 % | 20.12 % | 16.69 % | 18.50 % | 16.90 % | 14.52 % | 14.54 % |
| EBITDA margin (%) | 6.10 % | 4.47 % | 6.37 % | 6.30 % | 7.19 % | 6.02 % | 6.02 % | 5.80 % | 5.15 % | 4.06 % | 8.83 % | 6.39 % | 5.81 % | 7.26 % | 4.65 % | 5.00 % | 4.63 % | 3.00 % | 2.72 % |
| EBIT margin (%) | 5.37 % | 3.71 % | 5.56 % | 5.52 % | 6.36 % | 5.15 % | 4.99 % | 4.87 % | 4.32 % | 3.20 % | 7.93 % | 5.45 % | 4.92 % | 6.46 % | 3.79 % | 4.09 % | 3.77 % | 2.18 % | 2.09 % |
| Net margin (%) | 3.30 % | 2.24 % | 3.38 % | 3.27 % | 3.85 % | 3.12 % | 2.98 % | 2.36 % | 2.35 % | 1.13 % | 4.55 % | 2.96 % | 4.17 % | 4.36 % | 3.53 % | 3.02 % | 2.34 % | 1.02 % | 0.92 % |
| FCF margin (%) | 3.89 % | 2.49 % | 4.02 % | 6.01 % | 4.71 % | 3.87 % | 3.09 % | 2.25 % | 0.64 % | 2.59 % | 6.56 % | 2.74 % | 7.01 % | 6.06 % | 1.11 % | 3.71 % | 2.80 % | 2.03 % | 0.29 % |
