Mastercard Inc

Quality scores

Data as of Sep 5, 2026

9 / 9

Strong

9/9 — SOLID fundamentals (high quality).

PassROA > 0 — ROA last year = 27.60 %
PassFCF > 0 — FCF last year = 17,159.00 mill.
PassFCF > net income (accrual quality) — FCF 17,159.00 vs. net income 14,947.00 (mill.)
PassRising ROA — ROA 27.60 % vs. prior year 26.74 %

PassLower long-term leverage — long-term debt/assets 0.34 vs. prior 0.36
PassRising current ratio (more liquidity) — Current ratio 1.03 vs. prior 1.03
PassNo dilution (shares do not grow) — Shares 906.00 mill. vs. prior 927.00 mill.

Z-Score (original)

10.55

Safe zone

Z''-Score (non-manufacturing)

10.98

Safe zone

Ratio	Value
X1 — Working capital / Total assets	0.01
X2 — Retained earnings / Total assets	1.57
X3 — EBIT / Total assets	0.35
X4 — Market cap / Total liabilities	10.97
X4 — Book equity / Total liabilities	0.17
X5 — Sales / Total assets	0.61