PACCAR INC

PCAR

Quality scores

Data as of Sep 5, 2026

4 / 9

Neutral

4/9 — middling fundamentals (neutral zone).

PassROA > 0 — ROA last year = 5.36 %
PassFCF > 0 — FCF last year = 3,672.80 mill.
PassFCF > net income (accrual quality) — FCF 3,672.80 vs. net income 2,375.80 (mill.)
FailRising ROA — ROA 5.36 % vs. prior year 9.59 %

FailLower long-term leverage — long-term debt/assets 0.25 vs. prior 0.24
PassRising current ratio (more liquidity) — Current ratio 3.08 vs. prior 2.64
FailNo dilution (shares do not grow) — Shares 525.40 mill. vs. prior 524.40 mill.

Z-Score (original)

3.62

Safe zone

Z''-Score (non-manufacturing)

9.31

Safe zone

Ratio	Value
X1 — Working capital / Total assets	0.52
X2 — Retained earnings / Total assets	0.42
X3 — EBIT / Total assets	0.07
X4 — Market cap / Total liabilities	2.57
X4 — Book equity / Total liabilities	0.77
X5 — Sales / Total assets	0.64