Synchrony Financial (SYF) closed fiscal year 2025 with a net margin of 18.7 %.
Synchrony Financial (SYF) closed fiscal year 2025 with a net margin of 18.7 %. The free cash flow margin was 51.9 %. The series covers 14 fiscal years, from 2012 to 2025. Margins are expressed as a percentage of net revenue and are derived from the same figures as the income statement, taken from as-reported SEC EDGAR filings, with no restatements or adjustments of our own.
Fiscal year end: December
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| EBIT margin (%) | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net margin (%) | 21.09 % | 17.88 % | 17.87 % | 17.73 % | 16.22 % | 12.64 % | 17.03 % | 21.82 % | 9.35 % | 28.68 % | 18.84 % | 12.95 % | 17.91 % | 18.71 % |
| FCF margin (%) | — | — | — | — | — | — | — | — | — | — | 41.82 % | 49.70 % | 50.42 % | 51.89 % |
