UDR, Inc.

UDR

Quality scores

Data as of Sep 5, 2026

6 / 9

Neutral

6/9 — middling fundamentals (neutral zone).

PassROA > 0 — ROA last year = 3.56 %
PassFCF > 0 — FCF last year = 613.95 mill.
PassFCF > net income (accrual quality) — FCF 613.95 vs. net income 377.70 (mill.)
PassRising ROA — ROA 3.56 % vs. prior year 0.82 %

FailLower long-term leverage — long-term debt/assets 0.55 vs. prior 0.53
FailRising current ratio (more liquidity) — Current ratio 0.20 vs. prior 0.39
PassNo dilution (shares do not grow) — Shares 328.27 mill. vs. prior 330.86 mill.

Z-Score (original)

0.79

Distress zone

Z''-Score (non-manufacturing)

2.38

Grey zone

Ratio	Value
X1 — Working capital / Total assets	-0.07
X2 — Retained earnings / Total assets	-0.40
X3 — EBIT / Total assets	0.05
X4 — Market cap / Total liabilities	1.83
X4 — Book equity / Total liabilities	0.51
X5 — Sales / Total assets	0.16